Check fraud has been around a long
time, but recently the numbers have climbed drastically.
The National Check Fraud Center in Charleston, S.C.,
estimates that more than $6 billion worth of forged and
altered checks were cashed last year in the United
States. Here are some tips to keep in mind when writing
your next check:
Always print out the full name of
the payee. For example, instead of
"Co." write out "Company" and
write out "Thomas Johnson" for "T.
Never use ordinary longhand when
writing the amount. Print the amount instead. A
printed amount is much more difficult for a
forger to change or alter.
Begin writing the amount at the
extreme left and fill in all the spaces with
double lines so that nothing can be added.
Rather than abbreviating, print
out the full month. For example, write
"September 23rd," not "9/23."
Put the numerical amount as close
to the dollar sign as possible. Do not leave
space between any amount especially before the
Do not use an erasable pen,
felt-tip pen, or pencil when making out a check.
An illegible signature can easily
be forged. Make your signature clear and
Take your time when writing your
checks. Remember if your check has been forged or
altered due to a carelessly written check, the
law holds YOU responsible.