Dividend Rate

Annual
Percentage
Yield

Dividend Rate

Annual
Percentage
Yield

1.70%

1.71%

1.95%

1.96%

1.95%

1.96%

2.20%

2.22%

2.20%

2.22%

2.45%

2.47%

2.30%

2.32%

2.55%

2.57%

3.50%

3.55%

3.75%

3.80%

APY = Annual Percentage Yield. All rates are subject to change.  Early withdrawal penalties apply if share certificate is closed before the end of maturity period.  * Minimum of $5,000 is required for all 90 Day certificates.  Minimum of $500 is required for other Growth Share Certificates and a minimum of $10,000 is required for Jumbo Share Certificates.
Rates effective 4/11/08