Dividend Rate

Annual
Percentage
Yield

Dividend Rate

Annual
Percentage
Yield

.70%

.70%

0.95%

0.95%

.85%

.85%

1.10%

1.10%

1.15%

1.15%

1.40%

1.41%

1.65%

1.66%

1.90%

1.91%

2.55%

2.57%

2.80%

2.83%

APY = Annual Percentage Yield. All rates are subject to change.  Early withdrawal penalties apply if share certificate is closed before the end of maturity period.  * Minimum of $5,000 is required for all 90 Day certificates.  Minimum of $500 is required for other Growth Share Certificates and a minimum of $10,000 is required for Jumbo Share Certificates.
Rates effective 2/12/10