Dividend Rate

Annual
Percentage
Yield

Dividend Rate

Annual
Percentage
Yield

.50%

.50%

0.75%

0.75%

.65%

.65%

0.90%

.90%

.90%

.90%

1.15%

1.15%

1.45%

1.46%

1.70%

1.71%

2.45%

2.47%

2.70%

2.73%

APY = Annual Percentage Yield. All rates are subject to change.  Early withdrawal penalties apply if share certificate is closed before the end of maturity period.  * Minimum of $5,000 is required for all 90 Day certificates.  Minimum of $500 is required for other Growth Share Certificates and a minimum of $10,000 is required for Jumbo Share Certificates.
Rates effective 7/16/10