Stark Federal Credit Union - Home Related Rates

PRODUCT	TERM	RATE


Mortgage	Call 330.493.7602 for current rates

Home Equity Line of Credit **	Less than 85% loan to value ratio	4.50% APR variable
	85% to 100% loan to value ratio	5.50% APR variable



Home Equity Loan (Fixed Rate) **	Up to 59 months	6.50% APR fixed*
	60 - 119 mo.	7.00% APR fixed*
	120 - 240 mo.	7.50% APR fixed*



Home Improvement Loans	15 Years	As low as 9.34% APR***

All rates are subject to change. Rates accurate as of 12/18/08. APR = Annual Percentage Rate. Rates and terms subject to change. HELOC requires low annual fee of $40. Maximum possible rate is 18%. Consult your tax advisor for potential tax benefits. Click here for more disclosures. * Rate based upon Personalized Lending Program. Call our office at 330-493-7602 for your personalized lending quote. The estimated monthly payment can be calculated by using our calculator and entering the amount you wish to borrow, the loan term you request and the appropriate interest rate for the loan purpose that you wish to borrow.