Stark Federal Credit Union

For a personalized rate quote, call 330-493-7602
during business hours or toll-free 866-467-0427
any other time day or night.

PRODUCT		RATE ***

Share Secured Loans (secured by regular shares)*		3.25% APR
* Loans secured by CD's are 3% above the Share Certificate rate. Must mature when the Share Certificate does.

All terrain vehicles, jet skies, wave runners, snow mobiles, mopeds, motorcycle side cars and trailers**	Rates are based upon our Personalized Lending Program auto rates, plus 1% APR. Click here for more information.

All rates are subject to change. Rates effective 1/1/15. Secure with title or UCC1 * Rates are calculated by Annual Percentage Rate (APR) The estimated monthly payment can be calculated by using our calculator and entering the amount you wish to borrow, the loan term you request and the appropriate interest rate for the loan purpose that you wish to borrow.

Stark Federal Credit Union began its Personalized Lending Program to help as many members as possible obtain loans. The way our program works is that the rate a member pays on a loan will be determined by his/her credit history and length of the loan. Members with excellent credit histories will receive our very best rates, which are even lower than our old rates.

We realize some of our members have experienced difficulty in the past with their credit, and as a result, we or other lenders have denied their loan request. This has forced these members to pay extraordinarily high rates elsewhere. Other members, who may have had past credit problems, will be assigned rates consistent with their credit history. We will also offer counseling to help these members improve their credit report. It is our goal that these rates will almost always be lower than other lenders.

We encourage all of our members to call our lending offices at 330-493-7602 regarding our Personalized Lending Program. Our goal is to help you obtain credit and save money. If you are not sure what rate you may be paying another lender, call them first and then call us. We want to help!

* APR = Annual Percentage Rate Take an additional .35% rate reduction with payments automatically deducted from your Stark FCU checking or savings account. (Rate reduction does not apply to any mortgage or HELOC programs.) All rates are subject to change. Rates are calculated by Annual Percentage Rate (APR)

The estimated monthly payment can be calculated by using our calculator and entering the amount you wish to borrow, the loan term you request and the appropriate interest rate for the loan purpose that you wish to borrow.