A share draft account lets you pay your bills by mail just as you would with a checking account. You can use share drafts to pay for purchases as you make them without the risk of carrying cash. Our Share Draft accounts have no hidden costs. If you haven’t already, you should take advantage of this key service offered at the credit union.

Your checking account gives you...

• No monthly fee
  
  

• No transaction charge
  
  

• Easy access to your money
  
  

• No minimum balance
  
  

• A monthly statement showing all transactions on your account
  
  

• Emergency overdraft protection from savings (3 per month)

Stark FCU can provide you with this added benefit because we are a not-for-profit organization formed and dedicated to providing you with every financial benefit possible.  We’ve got a good deal for you!

Why Check Anywhere Else? You can deposit or withdraw from your checking account 24 hours a day, nationwide with your Cash & Check Card at any automatic teller displaying the STAR logo.

Overdraft Privilege Available

Have you ever run short of funds just before payday or when you have an unexpected expense? Relax!  You deserve consideration.

Rather than automatically returning you overpaid non-sufficient funds, we will consider, without obligation on our part, payment of your reasonable overdrafts up to $500.*  You don't have to do anything special or sign any additional documents to qualify for this discretionary overdraft service.  And, if you never need or use the service, it costs you nothing.  But, if you ever find yourself a little short on money, or have an unexpected financial need, we will consider, as a courtesy, the payment of your overdraft items up to your assigned Overdraft Privilege limit.

We will charge our normal overdraft fee for each item we pay for you.  This can save you the embarrassment and any additional charges caused by returned checks.  Just ask any of our Member Service Representatives for more information.

* Click here for disclosures.