Category Archives: Home Owning

6 Ways To Save Money On Gardening Equipment And Supplies

As spring deepens and flowers blossom everywhere, you might be dreaming about a garden of your own. But shopping for your garden-to-be can be daunting. There’s so much to buy —and it’s all so expensive! Can you really afford to have the garden of your dreams? Yes, you can! Save on gardening costs this year…

Home Equity Line of Credit. A Home Equity Line of Credit (HELOC) is an open credit line that is secured by your home’s value. HELOCs offer flexible terms and lower upfront costs than most other loans. Home Equity Loan. A Home Equity Loan (HEL) allows you to borrow a fixed amount of cash, which you receive in one lump…

8 Creative Ways to Save on Heating Costs this Winter

Q: I just got my first wintertime heating bill and I’m reeling. I’ve sealed all leaky windows and I’ve replaced the weather stripping around my doors, but my bill is still astronomical. Short of hibernating until spring, is there anything I can do to keep my heating costs down this winter? A: Sealing air leaks and weather-stripping…

On June 13th, the Federal Funds Target rate was officially raised by .25%. This increase marks the second time interest rates were raised in 2018 and experts expect another two increases this year. The rate increase was prompted by optimistic feelings about the general state of the economy. The Fed pronounced the economy to be…