How to Avoid Debit Card Fraud

In the digital age, safeguarding your finances is extremely important. Debit card fraud can pose a significant threat, but with proactive measures, you can prevent it. Here are three effective ways to avoid debit card fraud:

  1. Regularly Monitor Your Account: Stay vigilant by regularly monitoring your account activity. Keep a close eye on your transaction history through online banking or mobile apps. Report any suspicious or unauthorized activity to your bank immediately. Early detection allows for prompt action and minimizes potential damage.
  2. Protect Your Personal Information: Safeguard sensitive data like your debit card number, PIN, and CVV. Only share this information when necessary and ensure the legitimacy of the recipient. Avoid providing such details via email or over the phone, unless you initiate the contact. Be cautious when using ATMs or making purchases in public places to prevent shoulder surfing.
  3. Strengthen Online Security: Prioritize cybersecurity for online transactions in the following ways:
  • Create strong, unique passwords using a combination of letters, numbers, and special characters.
  • Enable two-factor authentication for an extra layer of security.
  • Shop from reputable and secure websites, indicated by the lock symbol and "https" in the URL.

With our Debit Alerts service, you can customize and receive notifications for various types of card activity, ensuring you always know what's going on with your account. Instantly receive alerts via email or text for:

  1. Exceeding Spending Limits: Set your own spending boundaries and get notifications when a purchase exceeds an amount you specify (a $10 limit would alert you to most transactions).
  2. International Transactions: Spending outside of the country is a red flag for fraud. Get notified when it happens.
  3. Different Transaction Types: We provide options about which transaction types will trigger alerts. These include:
  • In-store purchases.
  • eCommerce purchases.
  • Mail or phone orders.
  • Auto-pay and recurring payments.
  • ATM transactions.
  • Any other transaction.

Don't miss out on the benefits of our Debit Alerts service! Enroll in Online Banking today to start customizing your alerts and take control of your financial well-being.