0% Credit Card Balance Transfer

Get a head start with 0% interest intro APR on balance transfers for 12 months. After that the fixed APR will be 16.50%, based on your creditworthiness.* Balance transfer fee is 3.5% or $10; whichever is greater.*

Take advantage of this limited-time offer!

Click here for details about our Credit Card programs.


Start fresh in the new year. Transfer your balances to Stark Federal!

*APR=Annual Percentage Rate. SFCU loans are subject to credit approval. Balance transfer fee is 3.5% or $10, whichever is greater. Standard rates apply for new purchases. Balance transfer promotion only valid on SFCU VISA Royal Credit Card and SFCU VISA Orange Rewards Card. Length of promotional period will be 0% APR for 12 billing cycles from date of last balance transfer. Promotional APR available for new balance transfers only and applies to transfers made between December 1,2022 – February 28, 2023. After the promotional period ends, the standard fixed APR will be applied to unpaid promotional balances. The standard fixed APR for our VISA Orange Rewards card is 16.50% APR. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate plus a margin. Card holders must be current on their payments and meet standard guidelines for credit increase approval. Other restrictions may apply. This offer cannot be combined with any other promotional offer.