Share Certificate Rates

A Share Certificate is a safe, secure investment with a guaranteed high yield. Stark Federal offers a number of terms to fit your savings strategy.

Growth Certificate (Less than $10,000)
TermDividend RateAnnual Percentage Yield
90 Days* .30%.30%
6 Months3.00%3.03%
1 Year4.92%5.01%
2 Year3.15%3.19%
5 Year2.80%2.83%
7 Month Special**4.72%4.80%
Jumbo Certificate ($10,000 and more)
TERMDividend RateAnnual Percentage Yield
1 Year4.92%5.01%
2 Years3.35%3.39%
5 Years3.00%3.03%

APY = Annual Percentage Yield. All rates are subject to change. Early withdrawal penalties apply if share certificate is closed before the end of maturity period. * Minimum of $5,000 is required for all 90 Day certificates. Minimum of $500 is required for other Growth Share Certificates and a minimum of $10,000 is required for Jumbo Share Certificates. Rates effective 9/18/23.

** 7 Month Certificate special will automatically renew to a 6 month certificate term at the rate commensurate to the balance at renewal.