As spring deepens and flowers blossom everywhere, you might be dreaming about a garden of your own. But shopping for your garden-to-be can be daunting. There’s so much to buy —and it’s all so expensive! Can you really afford to have the garden of your dreams? Yes, you can! Save on gardening costs this year…Read more
About: Rachel Cowley
Recent Posts by Rachel Cowley
Home Equity Line of Credit. A Home Equity Line of Credit (HELOC) is an open credit line that is secured by your home’s value. HELOCs offer flexible terms and lower upfront costs than most other loans. Home Equity Loan. A Home Equity Loan (HEL) allows you to borrow a fixed amount of cash, which you receive in one lump…Read more
Q: I just got my first wintertime heating bill and I’m reeling. I’ve sealed all leaky windows and I’ve replaced the weather stripping around my doors, but my bill is still astronomical. Short of hibernating until spring, is there anything I can do to keep my heating costs down this winter? A: Sealing air leaks and weather-stripping…Read more
1. Faulty Math – A small miscalculation can throw off all your numbers and get you into trouble with the IRS. 2. Name Changes and Misspellings – If you’ve recently changed your legal name, let the Social Security Administration know. 3. Omitting Extra Income – If you’ve taken any side jobs during the year, fill out a 1099-MISC…Read more
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