Auto Loans

Stark Federal Credit Union members have available loans for almost anything you can think of including cars, boats, trailers, motor homes.

Loans are normally approved and disbursed the same day. As with all information regarding your account, all loan transactions are kept strictly confidential.

Direct Deposit/Auto Pay creates a painless way to make your loan payments. It eliminates the hassles of writing a check, mailing payments or coming to the office to make payments personally, and you save .35% by using it.

Why Borrow at Your Credit Union?
  • Low rates when YOU want to buy. No need to wait for when dealers really want to sell. We offer great rates all year long.
  • Get the monthly payment YOU want. With various loan terms, we’ll fit your payment within your budget.
  • Great cash amounts. We’ll finance up to 100% percent of your loan.
  • Extras like GAP insurance and warrantees
  • Easy pre-approvals. Call 1-866-467-0427 any time, day or night or click here to get pre-approved.
  • Save on new AND used. Our lowest rates even apply to vehicles as old as 2000.
  • Payment protection plans. We offer low-cost credit or disability insurance to either pay off your loan or make your monthly payments.
  • Save on processing fees or pre-payment penalties. Unlike the auto dealers and banks, we have no processing fees and no pre-payment penalties.
  • Special rates for automatic payments. Not only will you save the cost of a stamp, we offer lower rates when your monthly payments are automatically deducted from your Stark FCU account.
  • Make payments online. Making an extra payment is easy with SAFE@home. Just log-on and transfer funds from your savings or checking account to pay down the loan.

Click here to apply online or call the Anyhour Loan-by-Phone at 1-866-467-0427.

We'll put you in the driver's seat.

Vehicle YearTermRate*
2013 and newerUp to 36 months3.24% APR
2013 and newerUp to 60 months3.99% APR
2013 and newerUp to 72 months4.24% APR

Call 330.493.7602 for rates on vehicles 2013 and older.

What will my payments be? Click here.

For a personalized rate quote, call 330-493-7602 during business hours or toll-free 866-467-0427 any other time day or night.


Apply Now

* APR = Annual Percentage Rate Rates reflect an additional .35% rate reduction with payments automatically deducted from your Stark FCU checking or savings account. (Rate reduction does not apply to any mortgage or HELOC programs.) All rates are subject to change. Rates are calculated by Annual Percentage Rate (APR)