Not sure if you can afford a loan payment?
Here’s how you’ll know: Take the payment in question and deposit it into a savings account for 6 months in a row. It may take a little more time, but if you can do it for six months, you’ll know you can handle the payment.
As a bonus, you’ll have half a year’s payments already saved. Put that towards your down payment and you’ll really bring down the total amount of your loan!