Auto Loans

Stark Federal Auto Loans

Vehicle YearTermRate*
2017 and newerUp to 36 months6.20% APR
2017 and newerUp to 60 months6.69% APR
2017 and newerUp to 72 months6.74% APR

Stark Federal Credit Union has available loans for members for almost anything you can think of including cars, boats, trailers, motor homes.

Loans are normally approved and disbursed the same day and all transactions and account information is kept strictly confidential.

Direct Deposit/Auto Pay creates a painless way to make your loan payments. It

eliminates the hassles of writing a check, mailing payments or coming to the office to make payments personally, and you save .25% by using it.

Call 330.493.7602 for rates on vehicles 2016 and older and additional terms.


Why Borrow at Your Credit Union?
  • Low rates when YOU want to buy. No need to wait for when dealers really want to sell. We offer great rates all year long.
  • Get the monthly payment YOU want. With various loan terms, we’ll fit your payment within your budget.
  • Great cash amounts. We’ll finance up to 100% percent of your loan.
  • Extras like GAP insurance and warranties
  • Easy pre-approvals. Call 1-866-467-0427 any time, day or night or click here to get pre-approved.
  • Save on new AND used. Our lowest rates even apply to vehicles as old as 2017.
  • Payment protection plans. We offer low-cost credit or disability insurance to either pay off your loan or make your monthly payments.
  • Save on processing fees or pre-payment penalties. Unlike the auto dealers and banks, we have no processing fees and no pre-payment penalties.
  • Special rates for automatic payments. Stark Federal offers lower rates when your monthly payments are automatically deducted from your Stark FCU account.
  • Make payments online. Making an extra payment is easy with SAFE@home. Just log-on and transfer funds from your savings or checking account to pay down the loan.

Click here to apply online or call the Anyhour Loan-by-Phone at 1-866-467-0427.


* APR = Annual Percentage Rate Rates reflect an additional .25% rate reduction with payments automatically deducted from your Stark FCU checking or savings account. (Rate reduction does not apply to any mortgage or HELOC programs.)
Approximate monthly payment for a loan of $20,000 at 6.20% for 36 months would be approximately $610.35.  All rates are subject to change. Rates are calculated by Annual Percentage Rate (APR)
Approximate monthly payment for a loan of $20,000 at 6.69% for 60 months would be approximately $393.19.  All rates are subject to change. Rates are calculated by Annual Percentage Rate (APR)
Approximate monthly payment for a loan of $20,000 at 6.74% for 72 months would be approximately $338.54.  All rates are subject to change. Rates are calculated by Annual Percentage Rate (APR)