Fall Credit Card Special

*APR = Annual Percentage Rate. The APR will vary with the market based on the Prime Rate. The rate is the same for balance transfers and cash advances. No annual fee or minimum finance charge fees. Balance transfer fee is $10 or 3.5% - whichever is greater. Interest accrues at the time of transfer. SFCU loans are subject to credit approval. Standard rates apply for new purchases. Promotion valid on SFCU VISA Royal Credit Card and SFCU VISA Orange Rewards Credit Card. The standard variable APR is between 12.50% and 18% APR for our VISA Royal Credit Card and 17.50% APR for our VISA Orange Rewards Credit Card. APR is determined when you open your account and is based upon your creditworthiness and substantial credit. After that, your APR will vary with the market based on the Prime Rate plus a margin. Card holders must be current on their payments and meet standard guidelines for credit increase approval. **$200 bonus credit will be applied to the credit card and must be used within a six-month period or will be forfeited. This offer cannot be combined with any other promotional offer. Offer only valid for first-time SFCU cardholders. Current SFCU VISA cardholders are not eligible for this offer. Other restrictions may apply. Call or visit any branch and speak with our loan personnel for more details. Stark Federal reserves the right to cancel or modify the promotion at any time. Offer ends October 31, 2023.

Choose the card that best fits you! Our Visa© Credit Cards offer a wide variety of benefits and impressive features including no annual fee, 24-hour online account access and easy payment options. Whether you prefer the fantastic rewards program with the Orange Card or the low interest rate with the Royal Card, we have the card that’s right for you.
Enjoy the advantages
- Worldwide acceptance
- Added security of chip technology
- Ability to roll over balances from higher rate cards from banks and retailers
- Safe way to pay by mail, online or at any Stark FCU branch
- Statements provide an excellent way to track budgets
- Transaction Security Alerts
VISA Royal Card
The Royal Card is perfect for members who would rather have a lower rate. This card does
not offer reward points, but it does reward members for maintaining a good credit score.
12.50% APR to 18.00% APR*
Rate when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Transfer Info: 12.50% APR to 18.00% APR when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. $10 balance transfer fee.
Annual Fee: $0

VISA Orange Card
The Orange Card rewards cardholders with a wide variety of prizes including gift cards, name-brand merchandise, travel discounts and more. Earn points as you spend. Check your balance and redeem your points online.
17.50% APR*
This APR will vary with the market based on the Prime Rate.
Transfer Info: 17.25% APR. This APR will vary with the market based on the Prime Rate. $10 balance transfer fee.
Annual Fee: $0
