Payroll Deduction is available to any member whose company participates with Stark Federal Credit Union in the payroll deduction plan. You decide what amount you should save each payday. Payroll Deduction can put money into your Share (Savings) Account, Share Draft Account and Christmas Account. Money can be designated for your Credit Union loan payments. You can even have money deposited into accounts for your spouse and children.

• Save little by little, year-round for holiday expenses

• Competitive dividends on average daily balance of $200 or more

• No minimum balance requirements

• Make deposits at any time, in any amount you feel comfortable with

• Avoid holiday-induced debt and stress

• Free digital banking including:

  • Free online banking

  • Free mobile banking

  • Free E-Statements

• No minimum deposit to open

• Save little by little, year-round for vacation expenses

• Competitive dividends on average daily balance of $200 or more

• No minimum balance requirements

• Make deposits at any time, in any amount you feel comfortable with

• Avoid vacation-induced debt and stress

• Free digital banking including:

  • Online banking

  • Free mobile banking

  • Free E-Statements

• No minimum deposit to open

If you have a signature loan, share secured loan, or vehicle loan through Stark Federal Credit Union, and have established a good payment record, you may be eligible to skip your Loan Payment in the Summer and Winter. This means you can use the money you save for a vacation or for buying gifts during the Holidays. Keep an eye out for more information.

Centsible Savings rounds up your debit card transactions to the nearest dollar, effortlessly growing your savings account. Now, everyday purchases become the stepping stones to a brighter financial future! Here's why you'll love it:

1. Automated Boost: Take the guesswork out of saving. Every time you make a purchase, we round up the amount to the nearest dollar and deposit the difference directly into your savings account. 

2. Effortless Saving: There’s less of a need to manually transfer funds or remember to save. It's a seamless and automatic process, ensuring that you're consistently building your savings with every purchase you make.

3. Small Change, Big Impact: Don't underestimate the power of small change. Those few cents from each transaction may seem trivial, but they add up faster than you think. Over time, your spare change will grow into a significant savings pool, helping you achieve your financial goals.

4. Fun and Rewarding: Turn saving into an exciting journey. Each transaction becomes an opportunity to inch closer to your financial dreams.  It's like a game where you get to see your savings account level up with purchase.

Access Your Money Sooner!

Receive your ACH payments up to two days earlier than the standard processing time for a small $1.00 fee for each transaction. Say goodbye to waiting and hello to your hard-earned money! 

With EarlyFunds*, you'll have the advantage of accessing your ACH direct deposit funds sooner, giving you a head start on managing your finances. While standard ACH deposits typically take time to process, our service accelerates the posting of your deposits, so you can get your hands on your money faster.