Buying a home is a big deal. Let our local mortgage pros find the best plan for your budget!

First Mortgage

If you’re an experienced buyer seeking competitive interest rates and closing costs, Stark Federal Credit Union is your destination. Our streamlined mortgage application process simplifies financing, whether you’re purchasing an additional home or upgrading from your current one.

Considering a refinance for your primary mortgage? It’s an excellent choice if you aim to lower your current interest rate or if the value of your home has increased. Refinancing can reduce your monthly payment, aid in consolidating debt or provide extra funds for home improvements. SFCU is committed to guiding you through the refinancing journey, explaining your APR (annual percentage rate) and presenting available payment options.

• Attentive, friendly services from start to finish
• Build equity - beneficial for future financial endeavors or emergencies
• Quick, local decision-making and processing
• Repayment terms customized to fit your unique needs
• Stable housing cost with a fixed interest rate

Second Mortgage

Exploring a second mortgage? Stark Federal Credit Union offers a simplified process for fulfilling this need, ensuring a seamless experience. Whether you’re eyeing a new property or enhancing your current home, our streamlined procedures make securing a secondary mortgage straightforward. With competitive rates and efficient handling of closing procedures, SFCU ensures a hassle-free journey. A second mortgage can offer benefits like leveraging home equity for major expenses, consolidating high-interest debts, funding renovations, or even facilitating other investments. Partner with our team to unlock financial potential and achieve your goals.

• Attentive, friendly services from start to finish.
• Access additional funds.
• Flexibility of use.
• Potentially lower interest rates.
• Separate loan from first mortgage - homeowners can keep favorable terms with the first mortgage while also obtaining access to more funds.

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