At Stark Federal Credit Union, we believe commercial lending should empower your business, not constrain your ambitions. Whether you’re expanding operations, acquiring property, or funding equipment upgrades, our team delivers flexible financing solutions with a personal, local touch.
Fuel your business’s growth with the stability and flexibility of a Term Loan. Whether you’re investing in new equipment, acquiring another business, or simply strengthening your balance sheet, our term financing options are built to support long-term success. With competitive rates, flexible repayment terms, and tailored structures, we make it easier to reach your next milestone.
Our Term Loans can help with:
Purchase of capital assets
Permanent working capital
Business acquisition
Refinance of existing business debt
Key Features:
Loan amounts typically range from $50,000 to $2,000,000
Secured by a first lien via UCC filing and loan security agreement on business assets
Flexible repayment terms: 12 to 180 months
Fixed and variable rate options available to fit your cash flow strategy
Put your business on solid ground with financing designed for commercial property ownership. Our Commercial Real Estate Loans provide the long-term stability and flexibility you need to build for the future.
Our Commercial Real Estate Loans can help with:
Purchase or refinance of commercial, industrial, and investment property
Key Features:
Loan amounts generally range from $50,000 to $7,500,000
Up to 80% LTV for owner / user properties
Up to 75% LTV for investment properties
Secured by a first lien filing on the subject property
Terms up to 15 years
Amortizations up to 25 years
Keep your business moving with a revolving Line of Credit. Designed to support day-to-day operations and unexpected opportunities, a line of credit gives you access to working capital when you need it but without tying you to long-term financing. Cover seasonal expenses or manage cash flow with the freedom to focus on growth.
Our Lines of Credit can be used for:
Available for any general business purpose
Key Features:
Loan amounts generally range from $50,000 to $500,000
Secured by a first UCC filing and loan security agreement on accounts receivable, inventory, machinery, equipment, general intangibles, or other available collateral sufficient to fully secure the facility
Facilities are reviewed annually; rest period requirements may vary
Variable rate pricing based on a spread over the Wall Street Journal Prime Lending Index
Under the Unlawful Internet Gambling Enforcement Act of 2006, certain transactions are not permitted to be conducted through your account with Stark Federal Credit Union. Federal regulations require us to notify all commercial account holders of this restriction.
“Unlawful internet gambling” refers to placing, receiving, or knowingly transmitting a bet or wager via the internet in any situation where such activity is prohibited under applicable Federal or State law in the jurisdiction where the transaction takes place.
“Restricted transactions” include any of the following, when initiated by or on behalf of a person engaged in the business of betting or wagering, or when knowingly accepted by another party in connection with unlawful internet gambling:
Credit, or the proceeds of credit (including credit extended through the use of a credit card);
Electronic funds transfers, money transmittals, or similar transfers made by or for such a person;
Checks, drafts, or comparable instruments drawn on, payable at, or processed through a financial institution.
Unless specifically authorized under a valid State or Tribal license, internet gambling is generally considered unlawful. As a customer of Stark Federal Credit Union, you may not process restricted transactions through your account. If you operate an internet gambling business and seek to open a new account with us, you will be required to provide documentation demonstrating that you are legally permitted to do so.
Lost or stolen VISA card: 833-541-0770 | Lost or stolen Debit card: 800-472-3272 | Debit card activation or PIN change: 800-992-3808
Dressler Branch
4100 Dressler Rd. NW
Canton, OH 44718
Office: 330.493.8325
Fax: 330.493.8328
Loan Dept.: 330.493.7602
Loan Dept. Fax: 330.493.1619
Cleveland Ave. Branch
3426 Cleveland Ave. NW
Canton, OH 44709
Office: 330.493.8326
Fax: 330-493-8940
Alliance Branch
1281 S. Sawburg Ave.
Alliance, OH 44601
Office: 330.821.7225
Fax: 330.821.2004
Minerva Area Federal CU Shared Branch
(Cash and deposits only)
3570 Union Ave. SE
Minerva, OH 44657
Routing Number
241274598