Refinance Your Auto Loan & Drive Away with More Savings

Lower Your Rate. Lower Your Payment. Wait 90 Days to Pay.

If your auto loan is with another financial institution, now is the perfect time to make the switch.

Refinance your vehicle with us and you could enjoy rates as low as 4.49% APR for up to 72 months.* Even better, you'll have 90 days before your first payment is due**, giving you extra room in your budget while you start saving.

Whether you're looking to reduce your monthly payment, secure a better rate, or simply move your loan to a local financial institution that puts members first, we're here to help make the process simple.

Why Refinance?

• Rates as low as 4.49% APR*
• Up to 72-month financing
• No payments for 90 days
• Fast, easy application process
• Friendly, local service you can count on

Don't keep paying more than you have to. Make the switch today and put more money back in your pocket.

Apply today or visit your nearest Stark Federal Credit Union branch to get started.

*APR = Annual Percentage Rate. Offer of credit subject to application and creditworthiness. Year, make, and model may affect rate. Stated rate available for cars 2020 and newer. A sample monthly payment for a loan of $20,000 and a term of 72 months at 4.49% APR would be approximately $317.45. Rates reflect an additional 0.25% rate reduction with payments automatically deducted from your Stark FCU checking or savings account. Existing Auto Loans with Stark FCU are not eligible for refinance offer. Contact the credit union for further details and current rates. **First payment will be due 90 days from closing of the loan. Offer valid on new loans for vehicles 2020 and newer only. Finance charges begin accruing as of the loan disbursement date. All loans are subject to approval meeting standard credit union underwriting guidelines. Rates are subject to change. Stark Federal reserves the right to cancel or modify the promotion at any time. Membership available to anyone who lives, works, attends school or worhips in the following Ohio counties: Stark, Carroll, Portage, Summit, Tuscarawas, or Wayne. This offer expires August 31, 2026.