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10 Back-to-School Tips To Save Money

Back-to-school season is here, but the second-biggest shopping season of the year is shaping up to be more expensive than ever. No worries, though. You can trim your back-to-school spending and keep your budget intact. Here are 10 back-to-school hacks to beat inflation.

1. Set a budget and stick to it

Create a realistic budget for your back-to-school shopping and stick to it. Start with a list of essential items and set a target amount for each category. This will help you avoid impulse purchases and stay within your financial limits.

2. Start early and plan ahead

One of the best ways to save money is to start shopping early. This will help you take advantage of sales and avoid the last-minute rush when prices may be higher. 

3. Take inventory of what you already have

Before heading to the stores, check out the inventory of supplies and clothes you already have at home. This can help you avoid buying more of what you already have and save a lot of money.

4. Shop during tax-free holidays

Ohio’s tax free weekend was upgraded this year! You get until August 8th to buy your children’s school gear tax free. Read more about it here.

5. Buy in bulk

For items you’ll need to buy many of, like notebooks, pens and paper, buying bulk can be cost-effective. You’ll generally find discounts on bulk purchases at warehouse stores and office supply retailers. 

6. Use price comparison tools

Harness the power of technology to find the best deals as you shop for school supplies, gear and clothing this season. A price comparison website or app will automatically compare prices across different retailers to find the best deal. 

7. Consider secondhand options

Thrift stores, consignment shops and online marketplaces, like eBay and Facebook Marketplace, can be treasure troves for gently used clothing, backpacks and other school supplies. 

8. Choose quality over quantity

While buying the cheapest option available may be tempting, investing in high-quality items can save you money in the long run. 

9. Take advantage of student discounts

Many retailers offer student discounts on many items, from clothing to electronics. Check out the sites of your favorite retailers to see what they offer before completing a purchase. 

10. Leverage cashback and rewards programs

You may want to use credit cards offering cashback or rewards on purchases to get a little extra back from your spending. Only do this if you know you can pay off the credit card bill in full soon after. 

Use these hacks to get through back-to-school season with your budget intact.

Stark Federal Credit Union
NCUA

Dressler Branch
4100 Dressler Rd. NW
Canton, OH 44718
Office: 330.493.8325
Fax: 330.493.8328

Loan Dept.: 330.493.7602
Loan Dept. Fax: 330.493.1619

Mon. - Fri.
9:00 a.m. - 5:30 p.m.
Sat. 9:00 a.m. - Noon
(Drive-up only)

Cleveland Ave. Branch
3426 Cleveland Ave. NW
Canton, OH 44709
Office: 330.493.8326
Fax: 330.493.8941

Mon. - Fri.
9:00 a.m. - 5:30 p.m.
Sat. 9:00 a.m. - Noon

Alliance Branch
1281 S. Sawburg Ave.
Alliance, OH 44601
Office: 330.821.7225
Fax: 330.821.2004

Mon. - Fri.
9:00 a.m. - 5:30 p.m.
Sat. 9:00 a.m. - Noon

Minerva Area Federal CU Shared Branch
(Cash and deposits only)
3570 Union Ave. SE
Minerva, OH 44657

Mon., Tues, Thurs.
9:00 a.m. - 5:00 p.m.
Wed. 9:00 a.m. - 1:00 p.m.
Fri. 9:00 a.m. - 5:00 p.m.

Routing Number
241274598

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Stark Federal Credit Union
All rights reserved.

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